Underwriting
Is Your Client Insurable for Life Insurance?
Many factors can influence ratings and acceptability for life insurance. Depending on age and desired coverage, the following could be requested.
- Paramed or MD Exam (physical exam, usually in the client's office or home)
- Inspection (financial and lifestyle questions by a trained telephone interviewer)
Click here for more information on Term Life Underwriting Guidelines
Long-Term Care and Linked-Benefit Insurance Underwriting
It makes good business sense to see if your client might be insurable before spending your valuable time reviewing detailed sales illustrations!
Click here for more information on LTC Underwriting Guidelines